Covered California Certified Enroller Practice Exam

Who handles enrollment in vision plans?

1. Covered California

2. Health care providers

3. The vision companies directly

4. Insurance brokers

The correct answer is: The vision companies directly

Enrollment in vision plans is primarily handled by the vision companies directly. These companies specialize in providing vision insurance and their specific offerings and requirements for enrollment are distinct from general health insurance plans. They manage their own enrollment processes, which may include application forms, eligibility criteria, and customer service for policyholders. Covered California primarily handles enrollment for health plans offered through the state's marketplace, which includes medical, dental, and certain other types of insurance but does not directly enroll individuals in separate vision plans. Health care providers, while they may recommend certain vision plans, do not manage the enrollment; they provide the services covered under those plans. Insurance brokers can assist in finding and comparing vision plans, but they are not the entities that oversee the enrollment process itself. Understanding the distinct roles of these entities clarifies why the vision companies have direct control over their enrollment.