Covered California Certified Enroller Practice Exam

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Which of the following statements is true about qualifying for a Qualified Health Plan?

  1. Health plans are available only to citizens

  2. Only individuals residing outside California can apply

  3. Legal non-citizens can also qualify if they meet specific criteria

  4. All individuals can apply regardless of residency status

The correct answer is: Legal non-citizens can also qualify if they meet specific criteria

The statement regarding legal non-citizens qualifying for a Qualified Health Plan is accurate because Covered California allows certain legal non-citizens, such as those with lawful permanent resident status or individuals holding certain work visas, to apply for health coverage. These applicants must meet specific criteria, such as income levels and residency requirements, to be eligible for subsidies or programs through Covered California. In the context of health insurance, legal non-citizens have opportunities to access benefits that are not available to undocumented individuals. Thus, the inclusion of non-citizens who meet particular conditions emphasizes the coverage options available to a broader range of residents, promoting health equity throughout California. This supports the overarching goal of the Affordable Care Act, which aims to expand access to care for as many individuals as possible.