Covered California Certified Enroller Practice Exam

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Prepare for the Covered California Certified Enroller Test with our quiz. Study with flashcards and multiple choice questions, each with hints and explanations. Ensure you're ready for your exam!

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Which of the following services are not subject to copayments, coinsurance, or deductibles?

  1. Emergency room visits

  2. Preventative care

  3. Surgical procedures

  4. Prescription medications

The correct answer is: Preventative care

Preventative care services are specifically designed to prevent illnesses or detect them at an early stage when treatment is more effective. Under the Affordable Care Act (ACA), these services are covered without any cost-sharing requirements, meaning that individuals do not have to pay copayments, coinsurance, or deductibles for these services. This includes routine screenings, vaccinations, and annual wellness visits. This policy aims to encourage individuals to seek preventive services, thereby improving overall health outcomes and reducing the need for more expensive medical treatment later on. By ensuring that these critical health services are free at the point of care, the ACA helps to address potential barriers to accessing necessary preventative care, thereby promoting public health.