Covered California Certified Enroller Practice Exam

What types of services are free and not subject to the medical deductible for family and pediatric dental benefits?

1. Restorative and orthodontic services

2. Preventative and diagnostic services

3. Emergency dental services

4. Surgical dental procedures

The correct answer is: Preventative and diagnostic services

Preventative and diagnostic services are considered to be free and not subject to the medical deductible because they are aimed at maintaining oral health and preventing more serious dental issues. These services typically include routine check-ups, cleanings, and examinations, which are essential for early detection and prevention of dental problems. By ensuring that individuals have access to these services without the burden of costs, the healthcare system encourages regular dental visits, which can ultimately lead to better health outcomes and reduced expenses in the long run. In dental benefit plans, prioritizing preventative care aligns with the overall goal of promoting oral health and reducing the incidence of more complex dental procedures that might be needed later if preventative measures are not taken. While other services such as restorative, orthodontic, emergency, and surgical procedures may be necessary for treating existing issues or emergency situations, they typically do not fall under the category of being free and are often subject to cost-sharing or deductibles within dental plans.