Covered California Certified Enroller Practice Exam

What type of commissions do Certified Insurance Agents earn from effectuated enrollments?

1. Commission based on annual sales

2. Flat fees per enrollment only

3. Commissions paid by Covered CA for individuals and families

4. Only bonuses for achieving sales targets

The correct answer is: Commissions paid by Covered CA for individuals and families

Certified Insurance Agents earn commissions from effectuated enrollments based on a structure established by Covered California. Specifically, they receive commissions for enrolling individuals and families. This means that the payment structure directly relates to the number of enrollments they successfully complete rather than a flat fee system, or solely dependent on annual sales performance or bonuses. The commissions paid by Covered California reflect a system designed to incentivize agents for successfully assisting consumers in obtaining health coverage through the marketplace. Understanding this structure is crucial for both agents and consumers, as it ensures transparency in how agents are compensated and promotes the accessibility of health insurance.