Covered California Certified Enroller Practice Exam

What should be the immediate action taken by individuals who qualify under HPE while applying for permanent coverage?

1. Opt for private health insurance

2. Enroll in Medi-Cal Managed Care

3. Obtain temporary, no-cost Medi-Cal

4. Immediately report their eligibility

The correct answer is: Obtain temporary, no-cost Medi-Cal

When individuals qualify under the Hospital Presumptive Eligibility (HPE) program while applying for permanent coverage, the immediate action they should take is to obtain temporary, no-cost Medi-Cal. This is because HPE is designed to provide quick access to health care services for individuals who are likely eligible for Medi-Cal, allowing them to receive immediate assistance while they complete the full Medi-Cal application process for permanent coverage. By enrolling in temporary, no-cost Medi-Cal, individuals can access necessary medical services without a delay in care, ensuring that critical health needs are met right away. This temporary coverage acts as a bridge, providing crucial protection and access to health services while the more permanent coverage solution is being finalized. Therefore, pursuing this option is key to ensuring that individuals do not experience gaps in their healthcare access while they navigate the enrollment process for long-term health insurance solutions.