Covered California Certified Enroller Practice Exam

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What is the typical duration of a Special Enrollment Period (SEP)?

30 days
60 days
90 days
180 days

The correct answer is: 60 days

The typical duration of a Special Enrollment Period (SEP) is 60 days. This period allows individuals who experience qualifying life events, such as getting married, having a baby, or losing other health coverage, to enroll in or change their health plan outside of the standard Open Enrollment Period. The 60-day window begins either the day of the life event or the day after, providing a reasonable timeframe for individuals to make necessary health coverage decisions. In contrast, options suggesting shorter durations, such as 30 days, do not typically reflect the standard time allowed for most SEPs. A duration of 90 days or 180 days would extend the opportunity beyond what is commonly available, which could lead to enrollment challenges and complications in managing coverage properly. Understanding the 60-day timeframe is crucial for helping clients navigate their options effectively after qualifying events.