Covered California Certified Enroller Practice Exam

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Prepare for the Covered California Certified Enroller Test with our quiz. Study with flashcards and multiple choice questions, each with hints and explanations. Ensure you're ready for your exam!

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What is the minimum number of Full-Time Equivalent employees that employers must have to meet ACA requirements for offering coverage?

25 or more FTE employees
50 or more FTE employees
75 or more FTE employees
100 or more FTE employees

The correct answer is: 50 or more FTE employees

The Affordable Care Act (ACA) stipulates that employers with 50 or more Full-Time Equivalent (FTE) employees are required to offer health insurance coverage to their full-time employees or potentially face penalties. This requirement pertains specifically to applicable large employers (ALEs), which are defined by having at least 50 FTEs on average during the previous calendar year. By determining the number of FTEs, employers essentially assess their workforce size, combining both full-time and part-time employees into a single figure that reflects their employment structure. Those employers must ensure that they are compliant with the ACA's employer mandate to provide affordable coverage that meets minimum value criteria. In contrast, the other choices do not reflect the correct threshold established by the ACA. Employers with fewer than 50 FTE employees are not subject to the employer mandate. Therefore, 50 or more FTE employees is the correct number that delineates the requirement for coverage under the ACA, making it the only valid answer in this context.