Covered California Certified Enroller Practice Exam

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Prepare for the Covered California Certified Enroller Test with our quiz. Study with flashcards and multiple choice questions, each with hints and explanations. Ensure you're ready for your exam!

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What is the maximum out-of-pocket cost for a catastrophic plan for self-only coverage?

$7,500
$8,000
$9,100
$10,000

The correct answer is: $9,100

The maximum out-of-pocket cost for a catastrophic plan for self-only coverage is $9,100. This figure aligns with the guidelines set by the Affordable Care Act (ACA), which establishes limits on out-of-pocket costs for health insurance plans. Catastrophic plans are specifically designed for younger individuals, typically under 30, or those who qualify for a hardship exemption. They have lower premium costs but higher deductibles and out-of-pocket limits compared to other plan types, which provides a safety net for unexpected high medical costs. Understanding this maximum out-of-pocket limit is crucial for consumers when evaluating their financial exposure in the event of significant healthcare expenses. It allows them to budget effectively and ensures they are aware of the costs associated with their coverage. The out-of-pocket maximum is an important protection feature that ensures individuals will not face infinite medical costs, providing peace of mind for those enrolled in these plans.