Covered California Certified Enroller Practice Exam

What can be considered a qualifying event for enrollment in Covered CA?

1. Starting a new job

2. Traveling abroad

3. Loss of Minimum Essential Coverage

4. Taking a long vacation

The correct answer is: Loss of Minimum Essential Coverage

A qualifying event for enrollment in Covered California is a significant change in an individual's life that triggers eligibility for a special enrollment period outside of the standard open enrollment period. One of the most common qualifying events is the loss of Minimum Essential Coverage. This situation occurs when an individual loses their existing health insurance through employment, a family member's plan, Medi-Cal, or another source. When this happens, individuals are granted a specific period (usually 60 days) to enroll in Covered California to ensure they have health coverage. Other options provided do not reflect qualifying events. Starting a new job may come with health insurance options, but it does not trigger a special enrollment period unless it results in a loss of coverage from a previous employer. Traveling abroad and taking a long vacation are personal choices and do not involve changes in one’s health insurance situation; therefore, they also do not qualify as events that allow for enrollment in Covered California. Understanding these distinctions is vital for assisting individuals in navigating their health coverage options effectively.