Covered California Certified Enroller Practice Exam

What are Mixed Households?

1. Households with multiple insurance types

2. Households where members are eligible for different health coverages

3. Families living in different states

4. Households with mixed-age children

The correct answer is: Households where members are eligible for different health coverages

Mixed households refer to those in which members are eligible for different health coverages. This typically occurs when individuals within the same household qualify for various programs based on factors like income, age, or specific health needs. For example, one member might be eligible for Medi-Cal due to low income, while another might qualify for premium tax credits through Covered California. Understanding mixed households is crucial for navigators and certified enrollers, as it allows them to offer tailored advice on coverage options that best suit the diverse needs within a single household. The definition excludes scenarios such as households with multiple insurance types, which simply implies various plans but does not specifically address eligibility for different programs. Similarly, families living in different states or households with mixed-age children do not inherently define mixed household status in terms of eligibility for health coverage.