Covered California Certified Enroller Practice Exam

True or False: Children's dental and vision coverage is included in every Covered California health plan.

1. True

2. False

3. Only in specific plans

4. Only for low-income families

The correct answer is: True

Children's dental and vision coverage is included in every Covered California health plan because it is a required benefit under the Affordable Care Act (ACA). This legislation mandates that pediatric dental coverage must be offered as part of health insurance plans, ensuring that all children have access to essential dental care, which is critical for their overall health and development. In Covered California, this requirement means that every health plan available through the exchange includes coverage for children's dental and vision services. This inclusion helps families ensure their children's health needs are effectively met without the burden of additional, separate expenses for these essential benefits. While some plans may offer enhanced options or additional services, the foundational coverage for children's dental and vision is consistently available across all plans under Covered California. This structure reinforces the goal of providing comprehensive care for children's health care needs, rather than leaving it to the discretion of individual plans or only for certain income levels.