Covered California Certified Enroller Practice Exam

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Prepare for the Covered California Certified Enroller Test with our quiz. Study with flashcards and multiple choice questions, each with hints and explanations. Ensure you're ready for your exam!

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How much is the deductible for an individual under the Silver 94 plan?

$0
$2,500
$5,400
$10,800

The correct answer is: $0

The Silver 94 plan is designed to provide a high level of coverage for individuals, particularly aimed at lower-income individuals and families. Under this plan, the deductible for an individual is set at $0. This means that individuals do not need to pay out-of-pocket expenses before their insurance starts to cover healthcare costs. This feature is intended to make healthcare more accessible, ensuring that individuals can receive necessary medical care without the burden of initial costs. The structure of the Silver 94 plan is part of a tiered system within the Silver plans offered through Covered California, which are designed to help those who qualify for higher subsidies. The absence of a deductible allows enrollees to seek medical services without worrying about meeting a financial threshold first, which is especially beneficial for those who may have frequent medical needs. Thus, the correct answer reflects the plan's emphasis on providing extensive support to its members.