How many children under 21 can health plans charge for in a family?

Health plans can charge for a maximum of three children under the age of 21 in a family. This guideline is designed to ensure that families are not disproportionately burdened by high premiums when they have multiple children. By allowing health plans to charge for only three children, it promotes equitable access to health insurance for larger families.

This rule helps support the affordability of coverage and encourages families to enroll their children in health plans, ensuring that they receive necessary medical care without facing excessive financial strain. Consequently, the choice indicating that health plans can charge for only three children accurately reflects this policy framework.