Does Open Enrollment apply to individuals with income at 150% or below the poverty line?

Individuals with an income at 150% or below the poverty line are eligible for special enrollment periods rather than the general Open Enrollment period. This is because they often qualify for programs like Medi-Cal, which is California's Medicaid program aimed at low-income individuals. Instead of being restricted to the typical Open Enrollment period, these individuals can enroll in coverage at any time if they meet specific eligibility criteria. This flexibility is designed to ensure that those with lower incomes can access necessary health care services without being limited by enrollment timelines. Therefore, the notion that Open Enrollment applies to them is inaccurate, making the claim that it does not apply correct.