Covered California Certified Enroller Practice Exam

Does Covered California sell Medicare Advantage plans?

1. Yes, they do

2. No, they do not

3. Only during open enrollment

4. Only in certain counties

The correct answer is: No, they do not

Covered California does not sell Medicare Advantage plans. This is an important distinction to make, as Covered California is primarily focused on providing health insurance options for people who do not qualify for Medicare. Covered California serves as a marketplace for individual and family health plans as part of the Affordable Care Act, allowing residents to find and purchase private health insurance coverage. Medicare Advantage plans, on the other hand, are specifically designed for individuals who are 65 and older or who have certain disabilities and are already enrolled in Medicare. Those seeking Medicare Advantage plans must go through the Medicare program itself or via providers that offer such plans, rather than through Covered California. Therefore, the understanding that Covered California exclusively handles non-Medicare plans is essential, highlighting the distinction between these two types of health insurance offerings.