Covered California Certified Enroller Practice Exam

Can consumers return from active military service enroll at any time, regardless of enrollment periods?

1. Yes, they can

2. No, they must wait for open enrollment

3. Only if they have dependent children

4. Only if they are VA eligible

The correct answer is: Yes, they can

Active military service members and their dependents have special circumstances that allow them to enroll in health insurance plans outside of the standard open enrollment periods. This flexibility is particularly important for individuals who may be deployed or on active duty, as their ability to predict or adhere to enrollment timelines can be significantly impacted by their military obligations. Under the regulations governing health insurance marketplaces, including Covered California, these individuals are entitled to a special enrollment period that allows them to enroll or make changes to their coverage upon returning from active duty. This provision recognizes the unique situations faced by military personnel and ensures that they have access to necessary health care without needing to wait for open enrollment, which could leave them without coverage at critical times.